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Compare and purchase the best car insurance rates in Barrie.

Get free & accurate quotes from Canada’s top insurance providers.
In just a few minutes, our quoter can unlock discounts that can have
you saving hundreds of dollars a year on average.

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Types of coverage we provide

Car Rental Coverage
Car Rental Coverage

You can extend your car insurance coverage to protect you while driving a rental vehicle, up to a certain limit.

Family Protection
Family Protection

Protects you or a family member if injured or killed in an accident caused by an uninsured/under-insured motorist.

Collision Coverage
Collision Coverage

Provides coverage to repair/replace your car if it's damaged in an at-fault accident, hit and run, or with an uninsured driver.

Comprehensive Coverage
Comprehensive Coverage

Typically covers fire, hail, theft, collision with an animal, vandalism, and falling objects, among others. (subject to a deductible).

Depreciation Coverage
Depreciation Coverage

In the event of a "total loss", this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price.

Windshield Coverage
Windshield Coverage

Windows are included in comprehensive*, however, you have the option to remove this coverage to lower your premium. (*Not included in Alberta.)

Accident Forgiveness
Accident Forgiveness

Allows one 'free' at-fault accident, meaning your rates will not increase on your first accident if you remain with the same provider.

Claims Forgiveness
Claims Forgiveness

This allows for the protection of your “claims-free discount” in the event of your first claim.

Recent auto insurance quotes in Barrie

Recent Quotes Image
Male, 45 from Keswick, ON
2018 GMC SIERRA 1500 SLE CREW CAB 4WD
Quote Date: Mar 11, 2026
$121 / month
$1,452 / year
Male, 65 from Mississauga, ON
2013 ACURA MDX TECH 4DR 4WD
Quote Date: Feb 23, 2026
$128 / month
$1,536 / year
Male, 44 from Lanark, ON
2022 NISSAN SENTRA 2.0 SV 4DR
Quote Date: Feb 20, 2026
$117 / month
$1,404 / year
Female, 55 from Lanark, ON
2023 BUICK ENCORE GX SELECT 4DR AWD
Quote Date: Feb 13, 2026
$121 / month
$1,452 / year
Male, 40 from Lanark, ON
2006 PONTIAC MONTANA SV6 EXT
Quote Date: Dec 10, 2025
$123 / month
$1,476 / year

Save up to 20% by bundling your home and auto insurance

Select between home and auto, condo/strata and auto, or tenant/renter and auto to start saving today.

Our Reviews

Yan
5
Professional service, great job

Pratham Sood helped us with our home and auto insurance transfer in a very thorough and efficient way and made the whole insurance process simple and stress free. Great customer service, highly recommend.

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Trustpilot
Adnan Shahzad
5
I had the pleasure to deal with Devin…

I had the pleasure to deal with Devin M. Jeffrey from Surex insurance for my home & auto insurance. He is very knowledgeable broker. Highly recommend him for your insurance needs.

Adnan

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Trustpilot
Ashley
5
Manjinder Singh was very patient and…

Manjinder Singh was very patient and knowledgeable with the questions I’ve asked him, and he was able to beat multiple quotes that I received from other companies. I would recommend.

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Trustpilot
Trois
5
Always timely

As always, my broker Greg Bourne is there for me when time is of the essence. He responded quickly to my needs for a new car insurance. He values my time and everything was completed within the day! Thank you so much, Greg!

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Trustpilot
Stephen Sawataky
5
Above and beyond

Devin went out of his way to find a competitive insurance rate for my dream vehicle as well as coverage for my instrument collection. I highly recommend Surex and will to others.

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Trustpilot

Get the best rates from Canada’s top insurance providers

Bundle Your Home & Auto To Save up to 25%!

Barrie is located on Lake Simcoe and sees many residents commuting to Toronto from the northern community. More people make the commute out of Barrie, rather than into the city for work. Highway 400 is the gateway to cottage country and the primary route between Barrie and Toronto. It bisects the city from North to South and splits off into Hwy. 11. Driving up north is very different than city driving and has different risks associated with highway driving; such things as wildlife, unpredictable weather, and being unfamiliar with the area. Barrie is known for its potential traffic-stopping weather conditions, so people should take extra precautions when driving there in the winter.

When you own a car, getting auto insurance is mandatory by law across Canada. Whether you're commuting to work every day, or just using your vehicle to run weekly errands, you need car insurance. It protects you (the driver), your passengers, and pedestrians in the event of an accident. So, chat with the best insurance broker before you get behind the wheel. Your Surex Advisor can help you get on the road today!

Car Insurance in Barrie

Ontario automobile insurance policies are offered by personal lines insurance companies across Canada. Contact an insurance broker so they can provide you with an online car insurance quote from the top car insurance companies in Canada so you can compare insurance companies, prices and the best insurance coverage options available!

Car insurance in Barrie is an agreement between customers and top  car insurance companies in Canada that commits to protecting against financial losses in the case of a car accident or automobile theft.

Yes, all Ontario drivers including drivers in Barrie are required by the Financial Services Commission of Ontario (FSCO) to have a minimum of $200,000 worth of Third Party Liability Coverage, Statutory Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation & Property Damage Coverage.

There are three types of car coverage in Canada. 

  • Collision car insurance: coverage for when you and another car or stationary object collide to cover the cost of the repair. 

  • Comprehensive car insurance: provides coverage for hitting an animal, fire, theft, vandalism, flood.

Liability car insurance: is required, by law, for all drivers. This insurance protects others from damages caused while you are driving, including property damage, bodily injury, and death.

Compare 10+ quotes and

speak to a dedicated advisor

Samantha Schmidt

Underwriting Specialist

Samantha Schmidt

The best road-trip destinations in Barrie

Hit the road with confidence knowing you’re covered with the right car insurance for your needs at
the lowest possible rate. Here are some of the top spots in Barrie to explore on your next road trip.

Top Parks in Barrie

  1. Centennial Park
  2. Tyndale Park
  3. Arboretum Sunnidale Park

Top Shopping Spots in Barrie

  1. Georgian Mall
  2. Park Place
  3. Bayfield Mall

Best Sights and Landmarks in Barrie

  1. Snow Valley Ski Resort
  2. Mount St. Louis Moonstone
  3. Innisfil Beach Park

Helpful auto insurance guides

These guides help Ontario drivers understand how car insurance works, including coverage basics, cost factors, and tips for comparing policies.

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