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Types of coverage we provide
A predetermined amount of money that you must pay towards the cost of the claim. Home insurance has different deductibles for different coverage.
When you purchase broad home coverage, it limits your contents coverage to only specific coverages, (ie. theft, fire, water damage, etc.)
Protects you if you cause injury or property damage to others in an accident. Helps cover medical costs, legal fees, and/or repairs.
When you purchase comprehensive home coverage, it means you are covered for anything that is not excluded.
This provides coverage for loss and damage to your property and/or any assets.
This allows for the protection of your “claims-free discount” in the event of your first claim.
Referring to 'special limits' on items like jewellery or art if the value is greater than the special limit you should list the item separately.
These are optional coverages you can buy that protect you for water damage such as sewer back up and fresh water flooding.
Recent home quotes in Manitoba
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Comparing rates from Canada's leading Insurance Providers
Our Reviews
Pratham Sood helped us with our home and auto insurance transfer in a very thorough and efficient way and made the whole insurance process simple and stress free. Great customer service, highly recommend.
I had the pleasure to deal with Devin M. Jeffrey from Surex insurance for my home & auto insurance. He is very knowledgeable broker. Highly recommend him for your insurance needs.
Adnan
Manjinder Singh was very patient and knowledgeable with the questions I’ve asked him, and he was able to beat multiple quotes that I received from other companies. I would recommend.
As always, my broker Greg Bourne is there for me when time is of the essence. He responded quickly to my needs for a new car insurance. He values my time and everything was completed within the day! Thank you so much, Greg!
Devin went out of his way to find a competitive insurance rate for my dream vehicle as well as coverage for my instrument collection. I highly recommend Surex and will to others.
Manitoba home insurance rates vs. other provinces
Manitoba has fairly low insurance rates compared to the rest of Canada due to a variety of factors. While home insurance in Manitoba is affordable, it's always wise to see if you can save more! Start a free quote with us now to find out how much you could save!
Province |
Average Rates |
|---|---|
Manitoba |
$1,335 |
Alberta |
$2,304 |
Ontario |
$1.797 |
Nova Scotia |
$2,788 |
New Brunswick |
$2,402 |
Newfoundland & Labrador |
$2,513 |
Prince Edward Island |
$1,145 |
British Columbia |
$2,389 |
Yukon |
$1,830 |
Nunavut |
$3,516 |
Saskatchewan |
$1,873 |
Northwest Territories |
$3,367 |
Home Insurance in Manitoba - What You Need to Know
Just as we compare insurance companies to find you the cheapest home insurance rate, we do likewise with car insurance. When you bundle your services, you can save up to 25%!
Your licensed Insurance Advisor has your best interests at heart, so when we are able to combine the best pair of quotes to get you the best rate we do it - even if it's with two different insurance companies in Manitoba!
We provide affordable home insurance in Manitoba to look after the bricks and mortar part of your home, as well as your personal possessions inside. You can get online insurance to protect against fire, fixes as well as repairs.
You can be covered from inclement weather such as wind, hail and lightning. The best home insurance in Manitoba also extends to protect your valuables from theft.
In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the previous 10 years when you get insurance online or over the phone.
As Manitoba's home Insurance Marketplace, Surex has partnered with the top home insurance companies in Canada so you can choose the most ideal home policy for you, from a reputable insurer in Manitoba.
Working with the top home insurers in Manitoba, we want you to be able to have the exact home insurance policy you want and need. Customize your home insurance policy in Manitoba to give you peace of mind that you and your family are properly covered in the event of a home insurance claim.
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Helpful home insurance guides
Explore helpful guides that explain how home insurance works in Canada, including coverage basics, cost factors, and common policy terms.
